Cash solutions that work for you

Maintain your investment goals and have the quick and easy access you need to manage your everyday expenses with cash solutions. Whether you prefer to have transactional cash for everyday bills and market adjustments, or potentially earn a higher yield on your cash while preserving your principal, we have the solution to fit your needs.

Find the right solution for you

Investment Cash

Transactional Cash

Strategy

If you are seeking a potentially higher yield on your cash, while still preserving principal and keeping funds within easy access

Cash immediately available to purchase securities, pay bills, or make withdrawals

Available options

Non-Proprietary Purchased Money Market Funds: - Federated - JP Morgan - State Street Additional information

Uninvested cash in brokerage and retirement accounts: - Insured Deposit Account which is FDIC-insured up to $500k - TD Ameritrade Cash which is eligible for SIPC coverage up to $250k Additional information

Rates

0.00% - 0.15% Available funds

0.01% Rates for all products

Benefits

- No transaction fee - No short-term redemption fee - Initial investment starting at $1 - SIPC insured - Funds settle next business day - No minimum balance or monthly fees

- ATM access, with ATM-fee rebates nationwide - Unlimited check writing - Free online bill pay - Debit card with Apple Pay - Mobile check deposit See all cash services

Accessibility

Next-day access to funds, if sold before 4 p.m. ET

Immediate access to funds to purchase securities, pay bills, or withdraw